Quote from Guest on April 26, 2026, 2:14 am

I’ve been getting hammered with calls from South Bay Collections for weeks now. They call early morning, late evening, and even showed up on my caller ID at work. A few times they left voicemails that sounded threatening — mentioning wage garnishment and legal action if I didn’t pay immediately.

I asked them to stop calling my job, but they kept doing it. They also contacted a family member about the debt, which felt like a huge violation. I’m not even sure the debt is valid because they never sent me anything in writing after the first call.

I finally looked into my rights and found out some of what they’re doing might break federal law. I’m considering reaching out for legal help because I can’t take the stress anymore.

Has anyone else been through this with them? How did you make it stop?

Here’s what I found that actually explains what’s illegal and how to fight back:
https://protectionforconsumers.com/stop-south-bay-collections-debt-collection-phone-harassment/