Has anyone dealt with Lanak & Hanna PC for debt settlement or credit repair?

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I’ve been getting calls from Lanak & Hanna PC about an old debt, and I started looking into their “debt settlement strategies and credit repair” approach. I read that settling can lower what I owe but might hit my credit with a “paid for less than owed” mark, and even cause tax issues on forgiven amounts.

I’m trying to figure out if I should try settling directly with them or look into a debt management plan instead. Also curious if anyone has successfully gotten negative items removed from their credit report after settling with this firm. I saw tips like sending a goodwill letter or disputing errors, but I’d love to hear real experiences.

One thing I found helpful was this overview of my rights and options when dealing with them:
https://consumerlawfirmcenter.com/calls-from-lanak-hanna-pc/

Has anyone here gone through the process with Lanak & Hanna PC? Did you settle, and how did it affect your credit long term? Thanks for any advice.

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